Contributing Authors

Nermeen Ghneim has a degree in Business Management and has worked in the retail banking industry for over 15 years. Nermeen began her career as a bank teller while attending the University of Maryland. 

After graduating with a degree in Business Management, she continued her career in banking.  Through her hard work, Nermeen's career has advanced. She is currently a regional Branch manager, responsible for consumer lending production for 15 branches.

Nermeen also serves as a mentor for all the new hires interested in becoming leaders in the banking industry. She works with local schools on financial education through the Junior Achievement program, helping students learn how to manage their money, build and maintain good credit. 

As a wife and mother of two, she knows how hard it can be to juggle family, career and still make smart financial decisions. She shares personal finance advice on her blog, SavvyDollar.com. This blog includes articles on how to grow your money and spend smarter.

Chanay R. Robinson is CEO of The Professional Credit Diva, LLC, which was born out of a need to fix her own credit in 2016.  She signed with two different companies at the same exact time!

As she began to see a slight increase in her credit scores she became more interested in how the “game of credit” worked.  So, she joined several credit groups on various social media platforms and started discovering different tricks of the trade.  That led her into completing more research and learning the actual process of Credit Restoration and Credit Score Improvement.  It was fascinating and she really enjoyed it!

She also learned that an everyday individual could start their own Credit Repair Company.  And that’s exactly what she did!!!  She  continues to build a legacy for her  family while changing the legacy of the families of  her clients by helping them achieve their goals and dreams by raising their credit scores!

Carol Tompkins is the Business Development Consultant at AccountsPortal. Her experience spans over 10 years in the financial industry advising SMEs with extensive experience providing commercial, accounting and taxation advice to small businesses, and their owners in many different sectors. Her particular expertise is in IT, Retail and Hospitality.

For 19 years, Pamela has been helping women improve their personal and financial wealth through solid financial life planning. Pamela’s education and training enable her to help clients successfully navigate through the myriad of financial decisions they face during their lives. She focuses on helping her clients meet their financial needs and help them work to achieve financial security and greater retirement readiness. 

Pamela has become a strong voice in the area of personal finance for women. Her knowledge in this area has made her a sought-after speaker. She has been quoted in articles in various financial publications. 

Throughout her financial services career, she has acquired several client service and financial planning awards. She has membership in the Million Dollar Roundtable (MDRT). Membership in MDRT is a highly recognized mark of excellence and limited to only the most successful in the financial services profession. This places Pamela among the top professionals in the global life insurance and financial services industry. Pamela was featured in the Women in Wealth section of Fortune Magazine November 2020 issue as a top Wealth Manager in the Washington DC metro area. 

She successfully completed the demanding requirements to receive a Chartered Retirement Planning Counselor certification through the College of Financial Planning. Pamela also holds a Behavioral Financial Advisor designation, awarded to advisors who have undergone training to learn to help clients make financial decisions using a rational, values-based approach. Behavioral Financial Advisor’s integrate techniques founded in traditional finance, psychology and neuroscience to positively influence clients’ spending and saving behavior in the presence of challenging emotions.

Pamela is married, lives in Chantilly, VA and has three children. She devotes her free time to her family, her church, enjoys reading and loves to sing.

Securities offered through Securities America, Inc., a Registered Broker/Dealer, Member FINRA (www.finra.org)/SIPC (www.sipc.org).  Advisory services offered through Securities America Advisors, Inc., a SEC Registered Investment Advisory Firm, Pamela Sams, Investment Advisor Representative. The third-party comments displayed are not verified, may not be accurate and are not necessarily representative of our client experience. Please click on the link to our website for full disclosures.

At age 16, Tanya left her entire family in Jamaica and migrated to America with $100. By 25, she was a proud homeowner, a partner in a small business, and had earned her college degree debt-free.  She accomplished this using the foundations of personal finance -- budgeting, managing debt, and maintaining excellent credit  -- the “Wealth Trifecta”.

She co-founded and ran an investment club for many years, and was the founder of a children’s financial education club. Over the past two decades, she has used her skills to teach individuals and small businesses about personal finance, investing, and wealth protection. Staying true to her passion and mission, she launched her online program, teaching individuals how to grow their wealth, so that they can retire worry-free.

Tanya has spent her entire professional career working in the financial service industry overseeing some of the largest multi-national banks and insurance companies. 

Amber “The Tax Lady” Whitehead, EA, MBA

IRS Enrolled Agent/Small Business Tax Consultant

Amber Whitehead has over 20 years of individual tax preparation experience.  She has worked for various CPA firms and commercial tax firms throughout the State of CT.   She is self-taught when it comes to the preparation of individual taxes.  Her interest in taxes all began when she was a teenager and she prepared her own taxes.  She became so intrigued with it she eventually learned more and more about it and then started preparing taxes for her friends and family.  Her love of numbers and taxes led her to get her Bachelor of Science in Accounting from Central CT State University in 2004.  She then went on to pursue her MBA at DeVry University graduating with honors in 2011. 

The decision to start her own tax firm came about after she was unemployed for a couple of years.  She realized that she needed to be the one to control her own destiny.  She took her passion for taxes and helping people and started Whitehead Tax and Financial Services, LLC, in April 2012.  The firm has since then grown at a steady pace throughout the years.  Amber specializes in taxation for individuals and home and/or service based small businesses.  

Amber has a unique way of explaining tax concepts to her clients to make it easier for them to understand.  Her motto is “I just don’t want to do your taxes; I want you to understand your tax situation.  It is because of this mindset that she is highly recommended by her clients.  It is her goal to continue to grow and add additional services to her tax firm.

Amber has been a guest speaker for many local high schools and universities in the State of Connecticut and on various podcasts to speak about the basics of taxes and how to minimize your tax liability.  

In her spare time Amber enjoys spending time with her one and only daughter and making memories with her family, reading books, watching movies and absolutely loves live music concerts.

Sabine Saadeh was born and raised in Beirut, Lebanon,  the city that is haunted yet vibrant. She studied Business Economics at the Lebanese American University, then worked as a trader in financial markets for ten years, having absolutely loved the world of capital markets. 

Sabine is the author of Trading Love. 

A lot of her girl friends wanted to know what she did as they did not understand her work. She also realized that women should be more interested in wealth management and capital markets, so she decided to write Trading Love,  a novel with a “Sex and the City” flair and then incorporate the subject of financial markets through the concept of relationships, in order to pique the ladies’ interest in finance.

Leslie F. Thomas is a Certified Human Resource Management Professional, Published Author, and Co-Author and Financial Literacy and Credit Repair Consultant with over 20 years in every area of business. 

Leslie, is the Founder and CEO of She Promotes Network and LT Financial Consulting, where she provides Human Resources Business Services Consulting to small businesses and corporations.  She also serves as a Financial Literacy Coach for the City of Austin community, working specifically with the disenfranchised to empower individuals on how to start the journey to credit empowerment and education on how to manage their finances. 

Leslie is a graduate of Southern University A & M College, University of Phoenix and The University of Texas at Austin.

She is a native of Louisiana and has lived in Vilseck, Germany for over 6 years and now resides in Austin, Texas, with her 16-year old daughter, Jayla Simone and is daughter to the Late Henry Thomas, Jr. and Doris Rollins Thomas.